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Homeowner refinancing mistakes are actually quite common because it’s usually an unfamiliar process. While you certainly know the term, it’s quite likely what you think it is and what it actually is are two different things. That’s okay, the truth is most consumers aren’t in-the-know when it comes to… Read More

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Although same sex couples have gained more rights, housing still remains a challenge. It’s not necessarily access but because there are still many disparities in financing, insurance, and more products. Just because marriage equality is a reality in the Sunshine State, that doesn’t mean there’s not more to do. If… Read More

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The most common homeowner refinancing mistakes turn an otherwise simple process into a stressful experience. One very typical misnomer consumers believe is a refinance is a modification of their current home loan — it isn’t. Refinancing is obtaining an entirely new mortgage and there are several types of home loans. What does… Read More

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The housing crash of 2007 and 2008 financial crisis impacted the world of mortgage lending in a substantial and profound manner. In the early years after the national economic downturn, banks reeled from insufferable losses. Hundreds of millions of dollars were lost in defaulted small business loans, private student loans,… Read More

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Though same-sex couples are gaining more equal rights, there are still other areas that remain a concern. One such thing is when gay couples decide to buy a home, which presents some problems because even though gay marriage is now legal in the Sunshine State, same-sex couples still face a… Read More

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When it’s time to purchase a home, there’s a lot of things to get in order before applying for a mortgage. Lenders are more strict about credit and require a down payment. The amount most banks want is between 15 and 20 percent, though some borrowers qualify with less. Read More

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Having a home loan application rejected is a disappointing situation, but it’s not the final answer. That’s because the lending industry is a highly competitive one and because their are so many institutions trying to expand their books of business, it’s not unusual for an applicant or co-applicants to… Read More

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For those considering a home purchase, now is a very strategic time to act. The Federal Reserve is easing off its quantitative easing program, which is causing interest rates to rise. In addition, the price of consumer goods is rising but the dollar is weakening. Home values are also on… Read More